Several types of fast home loans are available with Yes Plan Financial. We offer fair rates with flexible financing terms on Edmonton and Alberta home loans. Yes Plan provides good and bad credit home loan financing, mobile home financing and fast credit approvals on all our loans. We specialize in first and second mortgage home loans.
First and second home loan rates are determined by a person’s credit. In the case of good credit home loans it is usually a matter of just getting the best rate possible. Bad credit on the other hand has a greater effect on the interest rates for home loans. At Yes Plan we will get you the lowest rates possible on bad credit home loans.
Home loans are based on the equity you have in your home. Equity is the value of your home minus what you owe on your home. Borrowing on the equity in your home gives you access to lower interest rate loans.
Mobile Home Financing
Yes Plan Financial also offers mobile home loans. Like detached homes, you can borrow on the equity in your mobile home. When you need cash, for whatever the reason, leverage your equity to get the money you need with lower interest rate home loans.
What are the requirements for home loans?
It does not take much to qualify for home loans. As long as you meet the criteria listed below then you are eligible for Yes Plan home loans.
- You must own your home or mobile home
- You must have equity in your home
- You must have valid home insurance
- Must have a steady source of income
- Must be a resident of BC, Saskatchewan or Alberta
Does it matter why I need to borrow?
It doesn’t matter why you need to borrow money with our home loans. The amount you can borrow is only limited by the amount of equity you have in your home. As long as you reside in Alberta, BC or Saskatchewan you are eligible for our fast home loans. If you need money at fair rates and terms, then your fastest solution is Yes Plan Financial home loans.
Give us a call and a YES Plan loan expert will be able to provide you with the options on a home loan. You can also use our fast application for our fast Home Loans.